‹ Panama City Beach weather by month
Typical October weather
Panama City Beach
Florida · October
82° days
61° nights
about 4 rainy days · 11½ hours of daylight · gulf 78°
What to pack
- Swimsuit
- Sunscreen
What October feels like
October is the driest stretch of the fall on this coast and the water is still warm enough for long swims. The fall Thunder Beach rally lands late in the month and the snowbird caravans start arriving right behind it.
Expect about 4 days with real rain — enough to notice, not enough to plan around.
Can you swim?
The Gulf runs about 78° — bath-warm.
The numbers
| Typical high | 82° |
|---|---|
| Typical low | 61° |
| Days with real rain | 4 |
| Total rain | 3.5 in |
| Water temperature | 78° |
| Sunrise / sunset (mid-month) | 6:45 am / 6:12 pm |